Fraud operations & investigations
Investigation teams, case queues and SLAs, BPO vendor training, and QA that keep decisions fast and consistent.
Steve Bowzer · Fraud Risk & Operations
Make risk
actionable.
Fraud leader building investigation teams, sharp controls, and clear metrics that help fintechs grow with confidence.
Salt Lake City · Open to remote and hybrid
From signal to outcomeClear decisions.
Confident growth.
Confident growth.
ACH & card fraudAccount takeoverTeams & investigations
A decade across banking and fintech
Goldman SachsBrexLendable
Core expertise
From signal
to outcome.
A decade in consumer and business fintech, from frontline fraud investigations to leading teams and owning fraud and financial-crime programs.
Fraud risk & controls
ACH returns, check and ACH kiting, account takeover, card fraud, and KYB risk, with practical rules and controls that protect customers and the business.
Financial-crime foundation
BSA/AML, sanctions, KYC/KYB, and bank-partner alignment, so fraud programs stay defensible.
Career timeline
From frontline banking
to fraud leadership.
A decade of progression across banking and fintech, moving from customer operations into fraud investigations, quality, people leadership, and program ownership.
American United FCU
Member service and teller operations
Goldman Sachs
Consumer lending to deposit fraud investigations
Brex
Fraud operations, team lead, QA, and financial crimes compliance
Lendable
FinCrime Team Lead, Manager
Possibly you?
The next chapter is still being written.
How I lead
Standards people can use.
Outcomes leaders can defend.
Operational clarity
Turn regulatory expectations into investigation standards, escalation criteria, and job aids people can use.
Quality as a system
Use QA, metrics, and root-cause analysis to improve decisions, not simply count errors.
Executive-ready visibility
Give leadership a clear view of risk, priorities, remediation, and progress.
Interactive demo
See Steve at
your company.
Enter a company name and preview the kind of practical, growth-minded FinCrime energy Steve brings to the room.
“Type a company name. Steve will bring the fraud-fighting energy.
Point of view
“The best financial-crime programs don't just stop bad activity. They make every decision clearer, faster, and more defensible.”
Steve is a fraud risk and operations leader who turns messy fraud patterns into clear rules, sharp investigations, and metrics people can act on. His background spans ACH and card fraud, account takeover, KYB, quality assurance, and team leadership at Brex, Goldman Sachs, and Lendable.